Free Tool · No Login Required

See Every Loan Estimate
for What It Really Is

Upload two Loan Estimate documents (PDF or Word). Our AI breaks them apart, labels every fee, and builds a true apples-to-apples comparison — so you know exactly who’s competing on price and who’s just hiding costs.

Third-party fees (same everywhere)
Lender-controlled fees
Rate & term differences
Red flags flagged

Upload Your Estimates

PDF or Word (.docx) · 2–3 lenders

Documents are analyzed privately and never stored. Provided for informational purposes — not financial advice.

Why request a quote here? Our featured lenders know that MyLoanLens visitors are actively comparing rates and fees — so they sharpen their pencil from the start and bring their most competitive offer.
Want one more quote?
No Credit Check. No Cost.
No Obligation. No Spam.
Local Lender — Free Estimate
Jesse Kenner
NMLS #44182
Mortgage Equity Partners
225 Dyer St, Providence, RI 02903
(401) 644-4066
Receive quote within hours
How It Works

Three steps to a clear picture

01

Upload your estimates

Drop in the Loan Estimate (LE) documents you’ve received — the standardized 3-page form lenders are required by law to provide within 3 business days.

02

AI reads and classifies

Our AI extracts every line item and sorts fees into three buckets: universal third-party fees, lender-controlled fees, and loan-term variables.

03

You get the real picture

A side-by-side table shows where lenders truly differ — and where they’re just quoting the same fees. Know exactly what you’re comparing before you decide.

AI-powered analysis  ·  MyLoanLens AI is trained specifically to read and classify mortgage Loan Estimate documents. Your uploaded files are analyzed in real time. No personal information is extracted or stored.

Not every fee is negotiable — and that’s by design

Third-Party / Independent

Same regardless of lender

  • Title insurance (owner’s & lender’s)
  • Settlement / closing agent fee
  • Recording fees (county)
  • Transfer taxes
  • Homeowner’s insurance premium
  • Property tax escrow prepaids
  • HOA dues (if applicable)
  • Flood determination fee
Lender-Controlled & Comparable

Where lenders compete (or hide)

  • Origination / underwriting fee
  • Discount points (rate buydown)
  • Application fee
  • Rate lock fee
  • Courier / wire fee
  • Credit report fee
  • Mortgage insurance premium (PMI)
  • Interest rate & APR
  • Loan term & amortization

Your Comparison Report

Analysis complete